Are you prepared to bridge the GAP?

Picture this: You buy a new or used car or truck, thinking it will serve you for years to come. Except... life has other plans. Your vehicle is stolen, accidentally damaged beyond repair or otherwise declared totaled.

Yes, you'll likely receive some settlement sum from your insurance provider, based on your vehicle's fair market value. But you may owe significantly more than that on your loan. This is known as "the gap" — and you're the one left liable for it.

How are you going to swing paying for that?

GAP Plus Insurance helps you bridge "the gap." By accepting GAP Plus Insurance with your GOLD Auto, Truck, or Motorcycle Loan, you're protecting your wallet and your credit.

An older couple biking down a suburban street An older couple biking down a suburban street

How does GAP Plus Insurance work?

GAP Plus pays off your remaining loan balance, cushioning you against sudden out-of-pocket expenses. By clearing your loan balance, you're able to start fresh with your next car, truck, motorcycle, or RV.

  • Sign up for GAP Plus when you apply for your vehicle loan.
  • Receive low-cost coverage with no red tape or application hassles.
  • Choose to roll the amount into your monthly loan payment or pay separately.
  • Enjoy a 90-day "free look" period that's fully refundable.
  • Earn a $1,000 rebate toward your next Auto, Truck, Motorcycle, or RV Loan with GOLD Credit Union.
A smiling young woman leaning out the window of a car

Know your Insurance options

Your car, truck, motorcycle, or RV isn't the only investment worth protecting. Review our full suite of insurance coverage options to safeguard your investments.

A woman helping her daughter learn how to ride a bike A woman helping her daughter learn how to ride a bike

What does GAP Plus Insurance cover?

GAP Plus coverage is available for new and used cars, trucks, motorcycles, vans, RVs, and SUVs.

Certain eligibility requirements, conditions, and exclusions may apply. Consult with your Loan Officer in our Loan Department for a full explanation of the terms of GAP Plus.

To learn more about GAP Plus Insurance, download our brochure.

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