We're your trusted credit union

Welcome to GOLD Credit Union! We're glad you're here. GOLD is proud to provide exceptional service to PPL employees for over 80 years. We trace our history with PPL back to the flourishing electric utility industry in the 1930s. A community of PPL employees unified together to pool their resources to take care of and serve the financial needs of PPL employees and their families, and thus, GOLD was born. 

As PPL is one of our valued Employer Partner Groups, your employment makes you eligible for Membership at GOLD. If you're not all that familiar with who we are just yet, allow us to introduce ourselves. We're your friendly neighborhood credit union, and we're committed to helping you achieve financial success, however you define it. With GOLD, you can take comfort knowing you've got a trustworthy financial partner for life. 

Ready to carry on the tradition of building a better financial future? Get started today!

Join GOLD
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Get to Know GOLD

Just like any other financial institution, GOLD provides you with quality products and services and financial education tools that are designed to help you reach your goals. From saving and checking accounts to our low rate lending solutions, we've got it all. But the one thing that makes GOLD stand out above all is our heart.

We are truly different from our competitors and any other financial institution because the focus is on you—you are our top priority. We care about you and your financial needs. We make it a priority to connect with our Members on a deep, personal level, and take our time getting to know and understand you better in order to provide you with the highest level of service. 

At GOLD, you're not just a number or a customer; you're a Member, and your Membership makes you part-owner in the credit union. We're here to empower you to take charge of your financial futures, and we're on your side every step of the way. We listen intently, advise earnestly, and act purposefully, always with your best interest at heart. 

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Put Your Savings to Work

When you join GOLD, you'll start out with a GOLD Share Savings account. Your $5 minimum deposit represents your share, or ownership, in the credit union. Best part? Your account will grow at a competitive rate earning monthly dividends to help you save for whatever matters most to you. 

Saving for something special like your dream wedding or a tropical Caribbean vacation? We've got Custom Club Accounts available that you can personalize to reach your savings goals quicker. Open as many as you'd like without having to worry about minimum balances, service charges, and fees. 

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Open Your Hassle-Free Checking Account

What's so good about our checking accounts? For starters, they're free and earn you dividends. 

GOLD Standard Checking1: Our no-strings-attached GOLD Standard Checking account is 100% on your side providing you with incredible perks at an unbeatable price: free. We don't like charging unnecessary fees, so you'll enjoy no minimum balance requirements, no monthly service charges, and no annual fees. Plus, your GOLD Debit Card gives you access to 55,000+ surcharge-free ATMs2 worldwide.

Your GOLD Standard Checking and Debit Card are the perfect match making it easier than ever for you to keep track of your funds and account activity. 

GOLD Medal Checking3: Do you look at GOLD as your preferred financial partner? If you use us for everyday saving and spending, then our GOLD Medal Checking account is exactly what you need. When you go all in at GOLD, you're putting your resources to work not just for yourself, but for the whole GOLD Membership family. We funnel our earnings and savings back to our most loyal Members through GOLD Medal Checking, which is the perfect account for anyone that looks at GOLD as their home base for banking. 

In addition to all the benefits our GOLD Standard Checking Account offers, with GOLD Medal Checking, you'll enjoy higher dividends on your account balance, free checks4, and discounted loyalty loan rates5.  

Switch to GOLD

Not in love with your bank? Hate the thought of moving your direct deposit and automatic payments? We get it. Taking the plunge and making the switch can be scary, but we can assure you that it's worth it. At GOLD, there's no need to shop around or have multiple banks when we can provide you with smart solutions for all your financial needs under one roof.

We make banking easy, secure, and convenient. Prefer banking on the go? The GOLD App and GOLD Online Banking give you the freedom and flexibility to bank anytime, anywhere letting you manage your accounts, view transaction history, deposit mobile checks6, and so much more. In-person banking more your speed? That's perfectly fine, too, and we'd be happy to see you! Stop in to visit us at one of our branch locations: 

General Office
Address: 835 W. Hamilton St., Allentown, PA 18101
Branch Hours: Monday - Friday | 8:30 AM to 4:30 PM

Lehigh Division
Address: 4703 Hamilton Blvd., Allentown, PA 18103
Branch Hours: Monday - Friday | 8:30 AM to 5:00 PM

Once you're ready to join and switch your direct deposit to GOLD, you'll want to talk to your Human Resources or Payroll department to get the ball rolling. You'll be asked to complete a form where you'll need your new ten-digit account number and GOLD's routing number (231379131) to complete the process.  

Loans You'll Love

Planning the wedding of your dreams? Taking a cross-country RV adventure? Looking to consolidate debt? Whatever big plans you have in mind, we've got your back with loans you'll love.

Mortgage Loans: Ready to say yes to the address? Our conventional fixed-rate mortgage, adjustable-rate mortgage (ARM), and the low down payment Jump-Start Mortgage were designed with you in mind to match your needs and budget.

Home Equity Loans and Lines: Get the cash you need from a GOLD Home Equity Loan or Line of Credit to tackle your home repair projects or consolidate high-interest debt.

Car, Truck, and Motorcycle Loans: Car shop for your new or new-to-you ride with confidence. We've got the same great low rates on new and used vehicles.

RV and Boat Loans: Hungry for travel? Vacation on your terms in a boat or RV. We've got financing options stretching up to 15 years.

Personal Loans and Lines: Give your finances a boost when you need it most. Tailor your GOLD Personal Loan or Line of Credit to fit your needs and lifestyle.

Credit Cards: Supercharge your spending power with the GOLD Credit Card. With credit limits up to $50,000, our card is designed to be the best in your wallet.

Education Loans: Make your education dreams come true with GOLD. We've partnered with Sallie Mae® to provide affordable financing options for students and families. 


 

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We're Celebrating Better Banking with $400 in New Member Bonuses

Ready to break up with big banking? There's never been a better time to join. Take the first step to better banking and earn up to $400 in new Member bonuses.7

Here's the steps you'll need to take to maximize your earnings:

Earn $50 when you open and maintain a GOLD Medal Checking account.8

Earn $100 when you establish direct deposit to your account.9

Earn $100 when you use your GOLD Debit or Credit Card by making at least 21 transactions a month.10

Earn $150 when you open or transfer a new loan to GOLD.11

 

Open Your New Account
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Financial Education

As your trusted partner, we're here to do more than just keep your money safe and offer you smart lending solutions. We're proud to provide educational tools and resources aimed to help you navigate your financial journey.

We've established partnerships with financial experts and consultants such as GreenPath Financial Wellness.12 Your Membership unlocks access to webinars, one-on-one financial counseling, and debt management services that will positively impact your overall financial picture. 

Similar to GOLD's mission and vision, GreenPath cares about you and they're passionate about working with you to achieve your personal financial goals.

Boost Your Financial Wellness

Join GOLD and Enjoy a Better Banking Experience.

Together, we'll carry on the tradition of building a better financial future.

Apply for Membership
Credit union eligibility and Membership are required prior to opening an account or loan. See credit union for additional terms and conditions. 2 Surcharge-free ATMs are a part of the Allpoint Network. See www.allpointnetwork.com to locate surcharge-free ATMs. 3 Credit union eligibility and Membership are required prior to opening an account. To maintain eligibility for a GOLD Medal Checking account, Members must have a minimum of $850 per month in deposits, $750 per month in withdrawals, and an active GOLD Debit or Credit Card. If the account does not meet these requirements for six consecutive monthly statement periods, the account will be converted to the GOLD Standard Checking account by the end of the seventh monthly statement period. Fees could reduce earnings; see fee schedule4 GOLD Medal Checking account includes free personalized traditional checks. GOLD Medal Checking account holders are eligible for a .25% discount of the annual percentage rate on new fixed rate home equity loans and a .50% discount of the annual percentage rate on new fixed rate auto, recreational vehicle, and personal loans. Discount is not retroactive to loans funded prior to opening GOLD Medal Checking. Automatic payments must be set up for the new loan to be eligible. If automatic payments are disabled or Member no longer holds GOLD Medal Checking account, loan rate discount will be removed effective at the time of the change in status. Not all applicants will qualify for loan approval. Other terms and conditions may apply. See credit union for details. Checks deposited via GOLD App are subject to the funds availability, terms and conditions outlined in the Remote Deposit Anywhere Agreement. Other limitations may apply. See Credit Union for details. 7 Credit union eligibility and Membership are required prior to opening an account or loan. Offer is limited to new Members of GOLD Credit Union who become a Member and open a GOLD Medal Checking account between 7/1/2021 and 11/30/2021. Eligible bonuses will be paid as a special dividend deposited to Member’s account. Any earned bonuses will be paid after the account has been open for 7 complete calendar months (month 1 begins the first day of the month after account opening). Offer can be canceled or withdrawn at any time without notice. See credit union for details. 8 Account must be opened between 7/1/2021 and 11/30/2021 and must remain open and in good standing, meeting account requirements, for 7 months (month 1 begins the first day of the month after account opening) to be eligible for bonus. 9 Minimum of 2 ACH direct deposits of payroll, pension, or social security per month. Must be established within 30 days of account opening and be ongoing for a minimum of 7 months (month 1 begins the first day of the month after account opening) to be eligible for bonus. 10 Minimum of 21 combined transactions per month on GOLD Debit or Credit Card for 7 months (month 1 begins the first day of the month after account opening). 11 Must be a new loan or refinanced competitor loan; existing GOLD loan refinances are excluded. Only GOLD Auto, RV, Personal, Home Equity, and Mortgage Loans are eligible for bonus. Credit cards and lines of credit are excluded. Bonus can be earned only once. Loan must be funded within 7 months of account opening (month 1 begins the first day of the month after account opening). Not all applicants will qualify for approval.

You are now leaving GOLD Credit Union's website. This site is provided with the sole intent of providing helpful and convenient information for our members. We recommend that you consult the privacy disclosure on all websites before continuing. GOLD Credit Union is not responsible for any content on any other website, and does not represent either the third party or you, the member, if you enter into a transaction.

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