Why Join a Credit Union?

You Matter Here

All of us here at GOLD are committed to helping you plan and reach your financial goals. With GOLD, you’re part of the credit union movement, a banking model that’s based on serving the member, because you own the place. It’s not just semantics. Your ownership status means more access, more options, more saving, and more personalized service.

Whether you’re buying a new house, saving for your child’s education, shopping for a new car, planning for your retirement, or simply managing your family's daily finances, we’re here to help you make it happen. No matter your stage in life, our low fees and competitive interest rates make GOLD a safe, convenient place to save and borrow.

Our members know we put their financial health and well-being first, and that's why they choose GOLD as the one-stop shop for all their financial services. There's no need to shop around when you can find smart solutions to your financial needs all under one roof.

Ready to make GOLD your bank of choice, but overwhelmed by the hassle of switching all those recurring automatic payments and deposits? We’ve got that covered, too. Every new member is automatically enrolled in ClickSWITCH, giving you the power to move your automated payments and direct deposits from your old bank to GOLD in just a few quick clicks.

Become a member

You Profit Because We Don't

Our members — not profits — come first. As a not-for-profit cooperative, we distribute our earnings to our members through lower loan rates, higher dividends paid on savings and certificates, low or no fees, and higher investments in your GOLD Credit Union services. That's how we beat the banks at every turn, including:

Free checking with no minimum balance that also earns interest
Competitive rates on savings and certificates
Low interest rates on loans
Access to 55,000 surcharge-free ATMs
Free online banking with our GOLD App and GOLD Bill Pay

You're Supporting Your Community

As a credit union, we're all in this together. In the cooperative model, your money stays within the community. This means you're helping your neighbor buy a house or start their own business — you're not lining the pockets of corporate shareholders.

GOLD Credit Union's community focus also ensures members receive knowledgeable service, responsive assistance, and resources when you need them. We recognize the individuality of each member and are dedicated to offering solutions to meet your financial needs at any life stage. The bottom line: Our goal is to help our members feel empowered in building a solid financial future. We believe that personal financial freedom can change the world, starting in your home and trickling out into the community around you.

A credit union, of course, carries the same amount of protection as a traditional bank. All GOLD accounts are federally insured up to at least $250,000 by the National Credit Union Administration.

Swoosh for GOLD Credit Union is Banking You Can Feel Good About.

GOLD Credit Union is Banking You Can Feel Good About.

Remember, membership lasts a lifetime. Wherever life takes you, you and yours will always have a home with GOLD Credit Union.

Gold Membership Eligibility

Becoming a Member is easy and starts right here!

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