You're more than a customer
We're proud to be a part of the credit union movement, a banking model that's based on serving the Member. That's right. Banking with GOLD Credit Union makes you an Owner-Member.
It's not just semantics. Your ownership status means more access, more options, more savings, and more personalized service.
Each Member has equal ownership and one vote at our annual meeting, regardless of account balance. As part of this democratic process, you'll influence how our Credit Union runs and grows.
You profit because we don't
Our Members — not profits — come first. As a not-for-profit cooperative, we distribute our earnings to our Members through lower loan rates, higher dividends paid on savings and certificates, low or no fees, and higher investments in your GOLD Credit Union services. That is how we beat the banks at every turn, including:
- Free checking with no minimum balance that also earns interest
- Competitive rates on savings and certificates
- Low interest rates on loans
- Access to 55,000 surcharge-free ATMs
- Free online banking with our GOLD App and GOLD Bill Pay
Being a GOLD Member has its benefits
Explore Member perks and learn more about how we partner with you to make your financial goals a reality.
You’re supporting your community
As a credit union, we're all in this together. In the cooperative model, your money stays within the community. This means you're helping your neighbor buy a house or start their own business — you're not lining the pockets of corporate shareholders.
A credit union, of course, carries the same amount of protection as a traditional bank. All GOLD accounts are federally insured up to at least $250,000 by the National Credit Union Administration.
GOLD Credit Union's community focus also ensures Members receive knowledgeable service, responsive assistance, and resources when you need them. We recognize the individuality of each Member and are dedicated to offering solutions to meet your financial needs at any life stage. The bottom line: Our goal is to help our Members feel empowered in building a solid financial future.