Choose the right loan for you

A sound financial strategy isn’t just about saving money. You also need to spend and borrow wisely. No matter what’s on the horizon for you — home renovations, college tuition, a new car — we know you have big plans, and all of us here at GOLD Credit Union want to help you meet your financial goals.

That’s why we have a variety of loan options available for when you need to borrow.

GOLD Credit Union Loans

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Mortgages

Buying a new home or refinancing your current one? GOLD has the affordable mortgage rates and products you need.

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GOLD Home Equity Loans

From remodeling your home to consolidating high-interest credit cards, GOLD can help you leverage your home to reach your goals.

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GOLD Home Equity Lines of Credit (HELOC)

Get the funds you need, when you need them, on a recurring basis with a variable-rate, secured loan based on your home's value.

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Auto, Truck, & Motorcycle Loans

We'll combine excellent rates with flexible terms and make the vehicle of your dreams a reality.

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RV Loans

Let's make your next journey a fantastic adventure with our competitive rates and flexible terms. Apply online!

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Personal Loans

We have an easy online application process that will help put your next project – big or small – in motion.

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GOLD Personal Line of Credit (PLOC)

We all face unexpected expenses from time to time. Get a line of credit and reduce your stress.

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Education Loans

Your college-bound loved one may explore their passions and develop their talents for a lifetime of success.

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GOLD Credit Cards

If you're using plastic, there's no better choice. Enjoy our great rates and simple terms.

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View Rates & Fees

View our current loan rates and fee schedule.

Credit Insurance

Borrowing wisely goes beyond just securing a low, competitive interest rate with flexible terms. What if any number of unexpected crises were to come to pass? Would you and your loved ones be protected?

Credit Insurance is designed to support you when you need it most. It protects your loan payments (and may even pay off your loan*) if you experience a covered injury, illness, or unexpected death.

The premium is simply added to your monthly loan payment, meaning you don't need to worry about extra bills or statements.

* Up to your policy maximum. Not available on all loan products. Other terms and exclusions apply. Contact Loan Department for details.

Our loan application process is fast and easy!

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