Backward Days are Back 1/13-1/31/2022!

With rates flipped backward on GOLD RV, Auto, & Personal Loans, there's never been a better time than now to apply for a new loan or to refinance an existing loan from a competitor.

Vehicle Loans Starting at 1.12% APR1

Have a car loan with another lender? Check the interest rate on your loan and compare it to our Backward Days rates; there's a very good chance we can help you save money with a GOLD Vehicle Loan1. Need to purchase a vehicle? Apply now to get pre-approved; your quote and Backward Days promo rate are valid 30 days from approval. Even better, you get the same great rates on both new and used vehicles.

Apply Now

Recreational Vehicle Loans Starting at 3.74% APR1

Ready for an adventure? The open road awaits! Take a vacation on your terms and hit the road in a new or new-to-you RV. Finance it with a GOLD RV Loan to break up your payments over terms as long as 15 years at rates as amazing as the memories you'll make. Your new home on wheels is your transportation and hotel all in one, letting you explore the sights where you want, when you want.

Apply Now

Personal Loans Starting at 3.74% APR1

Do you have credit card debt or unpaid bills you need help with? Pay them off with a GOLD Personal Loan1 at a low interest rate and fixed monthly payments. Dreaming about finishing a home project, making a big purchase, financing a wedding, or replacing old appliances? A personal loan that doesn't require collateral is a great way to pay for it.

Apply Now


Apply quickly and easily anytime online, or call 484-223-4256 to apply by phone Monday through Friday, 8:30 AM to 5:00 PM. Get your application in by Backward Day: January 31, 2022. 

Personal Loan Application | Auto & RV Loan Application

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GOLD Vehicle Loan

Shopping for a new (or new-to-you) car, truck, or motorcycle can be stressful, but financing your purchase doesn't have to be. We offer competitive loan rates, quick approvals, and personal service.1

  • Excellent rates that beat industry averages
  • Flexible terms to meet your needs
  • No monthly fees or prepayment penalties
  • Fast, free online loan application
  • Optional GAP Insurance

Already got the car? Refinance your outside loan with GOLD at a better rate to save on monthly payments, shorten your term, or both!1

Apply Now

Backward Days Auto Loan Rates

Rates effective 1/13/2022-1/31/2022

New & Used Vehicle Loan
Terms  APR1 as low as
Up to 36 Months 2.11%   1.12%
37-48 Months 2.31%   1.32%
49-60 Months 2.71%   1.72%
61-72 Months 3.12%   2.13%
73-84 Months 3.52%   2.53%
1APR=Annual Percentage Rate. Offer available for Auto, Personal, and RV loan applications received 1/13/2022 through 1/31/2022. Boat loans are excluded from promotion. Dirt bikes, scooters, ATVs, and other non-titled vehicles do not qualify as sufficient collateral for RV Loan. Credit union eligibility and Membership are required prior to opening an account or loan. Rate, term, and loan amount vary. APR will vary based on credit review. Approval based on credit review and collateral evaluation if applicable. Not all applicants will qualify for approval. Offer can be canceled or withdrawn at any time without notice. Other fees, terms and conditions may apply. Refinance of existing GOLD loans excluded from this offer. Promotional rates cannot be combined with relationship pricing discount. See credit union for details.

  Apply Now
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GOLD RV Loan

With an RV, your vacation is 100% yours. Choose your own adventure with your RV as your mobile headquarters. Never worry about flights, hotels, cancellations, or check-in and check-out times again.

Finance with GOLD1 and you'll enjoy the same great rates and terms on new and used RVs. Plus, we can also finance your taxes, tags, titling fees, and GOLD ancillary products, including GAP Insurance and Extended Vehicle Warranties, even above 100% of the vehicle value1.

Apply Now

Backward Days RV Loan Rates

Rates effective 1/13/2022-1/31/2022

New & Used Recreational Vehicles
Terms  APR1 as low as
Up to 60 Months 4.73%   3.74%
61-120 Months 6.75%   5.76%
121-180 Months 8.47%   7.48%
1APR=Annual Percentage Rate. Offer available for Auto, Personal, and RV loan applications received 1/13/2022 through 1/31/2022. Boat loans are excluded from promotion. Dirt bikes, scooters, ATVs, and other non-titled vehicles do not qualify as sufficient collateral for RV Loan. Credit union eligibility and Membership are required prior to opening an account or loan. Rate, term, and loan amount vary. APR will vary based on credit review. Approval based on credit review and collateral evaluation if applicable. Not all applicants will qualify for approval. Offer can be canceled or withdrawn at any time without notice. Other fees, terms and conditions may apply. Refinance of existing GOLD loans excluded from this offer. Promotional rates cannot be combined with relationship pricing discount. See credit union for details.

  Apply Now
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GOLD Personal Loan

A personal loan makes it easy to afford the projects you have on the horizon. They're ideal for financing a single expense, large or small. For instance, many of our Members have used their loans to consolidate debt, pay off medical bills, or cover a hefty, unexpected auto repair. You'll receive one lump sum upon signing your loan and pay it back in fixed monthly payments.

The GOLD Personal Loan offers hefty purchasing power (up to $50,000) paired up with extended terms (up to 6 years) and highly competitive rates. You’ll get:

  • Competitive interest rates 
  • Flexible terms 
  • No collateral2
  • No prepayment penalties or fees 
  • Fast, easy online approval process 
Apply Now

Backward Days Personal Loan Rates

Rates effective 1/13/2022-1/31/2022

GOLD Personal Loan (up to $50,000)
Terms APR1 as low as
Up to 24 Months 4.73%   3.74%
25-36 Months 5.74%   4.75%
37-48 Months 5.94%   4.95%
49-60 Months 6.75%   5.76%
61-72 Months 7.76%   6.77%
1 APR=Annual Percentage Rate. Offer available for Auto, Personal, and RV loan applications received 1/13/2022 through 1/31/2022. Boat loans are excluded from promotion. Dirt bikes, scooters, ATVs, and other non-titled vehicles do not qualify as sufficient collateral for RV Loan. Credit union eligibility and Membership are required prior to opening an account or loan. Rate, term, and loan amount vary. APR will vary based on credit review. Approval based on credit review and collateral evaluation if applicable. Not all applicants will qualify for approval. Offer can be canceled or withdrawn at any time without notice. Other fees, terms and conditions may apply. Refinance of existing GOLD loans excluded from this offer. Promotional rates cannot be combined with relationship pricing discount. See credit union for details. 2 GOLD Credit Union has the discretion to require collateral as a condition for approval.

Apply Now

Save with Backward Rates Today!

Take advantage of our backward auto, RV, & personal loan rates until midnight on January 31, 2022. Apply online anytime or give us a call to apply over the phone during business hours.

Personal Loan Application | Auto & RV Loan Application

Apply by Phone
1 APR=Annual Percentage Rate. Offer available for Auto, Personal, and RV loan applications received 1/13/2022 through 1/31/2022. Boat loans are excluded from promotion. Dirt bikes, scooters, ATVs, and other non-titled vehicles do not qualify as sufficient collateral for RV Loan. Credit union eligibility and Membership are required prior to opening an account or loan. Rate, term, and loan amount vary. APR will vary based on credit review. Approval based on credit review and collateral evaluation if applicable. Not all applicants will qualify for approval. Offer can be canceled or withdrawn at any time without notice. Other fees, terms and conditions may apply. Refinance of existing GOLD loans excluded from this offer. Promotional rates cannot be combined with relationship pricing discount. See credit union for details. 2 GOLD Credit Union has the discretion to require collateral as a condition for approval.

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