The ride you want is within reach
Turn to GOLD Credit Union to help simplify the auto loan process. Shopping for a new (or new-to-you) car, truck, or motorcycle can be stressful, but financing your purchase doesn't have to be. GOLD Credit Union offers competitive loan rates, quick approvals, and personal service.1
- Excellent rates that beat industry averages
- Flexible terms to meet your needs
- No monthly fees or prepayment penalties
- Fast, free online loan application
- Optional GAP Insurance
Better still? Get pre-approved today for extra negotiating power at the dealership. Don't get stuck at the lot without GOLD to back you up.
Rates effective 01/01/2020
| New Vehicle Loan | |||
| Terms | APR1 as low as | ||
| Up to 36 Months | 2.15% | ||
| 37-48 Months | 3.15% | ||
| 49-60 Months | 3.40% | ||
| 61-72 Months | 3.94% | ||
| 73-84 Months | 4.40% | ||
| Used Vehicle Loan | |||
| Terms | APR1 as low as | ||
| Up to 36 Months | 2.15% | ||
| 37-48 Months | 3.15% | ||
| 49-60 Months | 3.40% | ||
| 61-72 Months | 3.94% | ||
| 73-84 Months | 4.40% | ||
1 Credit Union eligibility and Membership are required prior to opening an account or loan. Rate, term, and loan amount vary. Approval based on credit review and collateral evaluation. Not all applicants will qualify for approval. Other fees, terms, and conditions may apply. APR will vary based on credit review.
Transfer your current loan and save
If you have a current loan and are unhappy with your rate, refinance with GOLD Credit Union. We'll help you lower your rate, payment, or both!1
In just a few minutes, you'll be on your way to lowering your monthly payments. Here's how refinancing with GOLD Credit Union can help:
- Lower your interest rates. Our low rates are often significantly lower than what's offered by other borrowers.
- Extend your term. By extending your term, we can spread out your remaining balance to make each monthly payment smaller.
- Pay off your loan sooner. With custom scheduling and no prepayment penalties, you can set up monthly, biweekly, or weekly payments aligned with your goals. Combine that with our low rates, and you'll have your loan paid off in no time.
Refinancing is available for cars, trucks, motorcycles, boats, and RVs.
1 Credit Union eligibility and Membership are required prior to opening an account or loan. Rate, term, and loan amount vary. Approval based on credit review and collateral evaluation. Not all applicants will qualify for approval. Other fees, terms, and conditions may apply. APR will vary based on credit review.
Learn your price range
How much can I afford? How much will my payments be? Find the answers to these questions by calling us at 484-223-4216 or contacting us through the website.
We've got you covered
GOLD Credit Union offers Guaranteed Asset Protection (GAP) Insurance on loans for new or used cars, trucks, RV's and motorcycles.This coverage is designed to help you pay for your loan should your vehicle be stolen or totaled.
We understand that ownership involves more than just the cost of your car, truck, RV's or motorcycle. Insurance settlements are based on the actual cash value of your vehicle — not the outstanding loan balance. GAP Insurance can help you cover these out-of-pocket expenses that could otherwise wreck your finances.
Learn more about our GAP Insurance.
Hit the road in less time (and for less money) than you ever thought possible.
Get pre-approved for a Car, Truck, or Motorcycle Loan today.
Not yet a GOLD Member? Join us today and you'll be eligible to apply for your loan immediately.