If you have a current loan and are unhappy with your rate, refinance with GOLD Credit Union. We'll help you lower your rate, payment, or both!¹

In just a few minutes, you'll be on your way to lowering your monthly payments. Here's how refinancing with GOLD Credit Union can help:

• Lower your interest rates. Our low rates are often significantly lower than what's offered by other borrowers.
• Extend your term. By extending your term, we can spread out your remaining balance to make each monthly payment smaller.
• Pay off your loan sooner. With custom scheduling and no prepayment penalties, you can set up monthly, biweekly, or weekly payments aligned with your goals. Combine that with our low rates, and you'll have your loan paid off in no time.

Refinancing is available for cars, trucks, motorcycles, boats, and RVs.

Plus, GOLD also has the ability to finance your taxes, tags, titling fees, and GOLD ancillary products, including GAP Insurance and Extended Vehicle Warranties, above the 100% vehicle loan value. 

GOLD Credit Union offers Guaranteed Asset Protection (GAP) Insurance on loans for new or used cars, trucks, RV's and motorcycles. This coverage is designed to help you pay for your loan should your vehicle be stolen or totaled.

We understand that ownership involves more than just the cost of your car, truck, RV's or motorcycle. Insurance settlements are based on the actual cash value of your vehicle — not the outstanding loan balance. GAP Insurance can help you cover these out-of-pocket expenses that could otherwise wreck your finances.

Learn more about our GAP Insurance.