The average credit card rate is 20.92%, but the GOLD Credit Card1 is anything but average. Right now, you'll get 10.50% APR for excellent credit and your rate will never go above 18.00% APR—no matter how low your credit goes. 

In a world where inflation is being outstripped by greed, you deserve a card that watches out for your wallet.

Not Your Average Credit Card

The Card Designed to Give, Not Take

This card has low rates, no annual fee, and serious spending power accepted everywhere you see the Visa logo. It's designed to be a tool to support your financial wellbeing, not trap you in growing debt. Have you checked the interest rate on your big bank credit card recently? Inflation is pushing up variable rates, and corporate greed is quick to cash in at your expense.

Add GOLD to Your Wallet

Your Rate Will Never Go

above 18% APR1

Our competitors would tell you that's a great rate and go up from there, but we don't agree. Your credit card should be a financial tool for you, not a fee-earning machine for us. That's why 18% is the maximum APR1 on our credit cards, no matter your credit score.


Annual Fee

A credit card that cares doesn't charge an annual fee. We don't charge cash advance fees either, and, even better, your cash advance will get the same great APR1 as purchases. We're not here to trick you with sneaky fees or gotchas.

Apply Online

Have questions? Give us a call at 484-223-4216 to chat with our loan experts and apply over the phone.

Rates effective 05/11/2023:

GOLD Credit Card
Term APR1 as low as
Revolving 10.50% Variable Rate2


The Card Built for Your Needs

Need Big Purchasing Power?

We offer credit limits1 up to $50,000 to help make sure you've got access to the funds you need at a rate you love.

Want a Great Rate?

Speaking of rates, you already know your GOLD Credit Card will never go above 18% APR1, but that's the high end here. Right now, GOLD Credit Card rates start at just 10.50% APR1.

Credit History Concerns?

Whether you're working to build credit for the first time or repair a financial rough patch, our secured credit card may be the answer. Give our friendly lending team a call to talk through it at 484-223-4216. 



1APR = Annual percentage rate. Average credit card rate was 20.92% in February 2023 according to The Federal Reserve. Rate and credit line will vary. Not all applicants will qualify for approval, based on credit review. Credit Union eligibility and membership are required prior to opening an account or loan. Other fees, terms, and conditions may apply. See Credit Union for details. 2The APR is equal to Prime Rate plus a margin and will never be greater than 18% and is subject to change monthly. 

Get GOLD in Your Wallet

You deserve a card that's looking out for you.

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