Dream Backward with GOLD

What dream will you make happen?

There's never been a better time than now. Have a car loan with another lender? Check the interest rate on your loan and compare it to our Dream Backward rate; there's a very good chance we can help you save money with a GOLD Vehicle Loan1. Need to purchase a vehicle? Apply now to get pre-approved; your quote and Dream Backward promo rate are valid 30 days from approval. Even better, you get the same great rates on both new and used vehicles.

Do you have credit card debt or unpaid bills you need help with? Pay them off with a GOLD Personal Loan1 at a low interest rate and fixed monthly payments. 

Dreaming about finishing a home project, making a big purchase, financing a wedding, or replacing old appliances? A personal loan that doesn't require collateral is a great way to pay for it.

Apply by 1/31/2021.

Apply quickly and easily anytime online, or call 484-223-4256 to apply by phone Monday through Friday, 8:30 AM to 5:00 PM. 

Personal Loan Application | Auto Loan Application

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GOLD Vehicle Loan

Shopping for a new (or new-to-you) car, truck, or motorcycle can be stressful, but financing your purchase doesn't have to be. We offer competitive loan rates, quick approvals, and personal service.1

  • Excellent rates that beat industry averages
  • Flexible terms to meet your needs
  • No monthly fees or prepayment penalties
  • Fast, free online loan application
  • Optional GAP Insurance

Better still? Get pre-approved today for extra negotiating power at the dealership. Don't get stuck at the lot without GOLD to back you up.

Want to figure out how much you can afford? Use our handy auto loan calculator to determine a comfortable purchase price and estimated monthly payments.

Apply Now

Dream Backward Auto Loan Rates

Rates effective 1/13/2021-1/31/2021

New Vehicle Loan
Terms  APR1 as low as
Up to 36 Months 2.51%   1.52%
37-48 Months 3.22%   2.23%
49-60 Months 3.42%   2.43%
61-72 Months 3.72%   2.73%
73-84 Months 4.23%   3.24%

Used Vehicle Loan
Terms APR1 as low as
Up to 36 Months 2.51%   1.52%
37-48 Months 3.22%   2.23%
49-60 Months 3.42%   2.43%
61-72 Months 3.72%   2.73%
73-84 Months 4.23%   3.24%

1 APR=Annual Percentage Rate. Credit Union eligibility and Membership are required prior to opening an account or loan. Rate, term, and loan amount vary. APR will vary based on credit review. Approval based on credit review and collateral evaluation if applicable. Not all applicants will qualify for approval. Offer can be canceled or withdrawn at any time without notice. Other fees, terms and conditions may apply. Refinance of existing GOLD loans excluded from this offer. See credit union for details.

  Apply Now
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GOLD Personal Loan

A personal loan makes it easy to afford the projects you have on the horizon. They're ideal for financing a single expense, large or small. For instance, many of our Members have used their loans to consolidate debt, pay off medical bills, or cover a hefty, unexpected auto repair. You'll receive one lump sum upon signing your loan and pay it back in fixed monthly payments.

The GOLD Personal Loan offers hefty purchasing power (up to $50,000) paired up with extended terms (up to 6 years) and highly competitive rates. You’ll get:

  • Competitive interest rates 
  • Flexible terms 
  • No collateral2
  • No prepayment penalties or fees 
  • Fast, easy online approval process 
Apply Now

Dream Backward Personal Loan Rates

Rates effective 1/13/2021-1/31/2021

GOLD Personal Loan (up to $50,000)
Terms APR1 as low as
Up to 24 Months 4.52%
25-36 Months 5.53%
37-48 Months 6.24%
49-60 Months 7.15%
61-72 Months 8.26%

1 APR=Annual Percentage Rate. Credit Union eligibility and Membership are required prior to opening an account or loan. Rate, term, and loan amount vary. APR will vary based on credit review. Approval based on credit review and collateral evaluation if applicable. Not all applicants will qualify for approval. Offer can be canceled or withdrawn at any time without notice. Other fees, terms and conditions may apply. Refinance of existing GOLD loans excluded from this offer. See credit union for details. 2 GOLD Credit Union has the discretion to require collateral as a condition for approval.

Apply Now

Dream Backward Today!

Take advantage of our backward auto & personal rates until midnight on January 31, 2021. Apply online anytime or give us a call to apply over the phone during business hours.

Personal Loan Application | Auto Loan Application

Apply by Phone
1 APR=Annual Percentage Rate. Credit Union eligibility and Membership are required prior to opening an account or loan. Rate, term, and loan amount vary. APR will vary based on credit review. Approval based on credit review and collateral evaluation if applicable. Not all applicants will qualify for approval. Offer can be canceled or withdrawn at any time without notice. Other fees, terms and conditions may apply. Refinance of existing GOLD loans excluded from this offer. See credit union for details. 2 GOLD Credit Union has the discretion to require collateral as a condition for approval.

You are now leaving GOLD Credit Union's website. This site is provided with the sole intent of providing helpful and convenient information for our members. We recommend that you consult the privacy disclosure on all websites before continuing. GOLD Credit Union is not responsible for any content on any other website, and does not represent either the third party or you, the member, if you enter into a transaction.

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