Loans for Education

Student Loans for GOLD by Sallie Mae®

GOLD Credit Union has teamed up with Sallie Mae to offer financing options for students attending a degree-granting institution.

Whether you’re an undergraduate student, graduate student, or a parent or guardian helping a student pay for school, these flexible loans are designed to meet your needs:

Competitive variable and fixed interest rates
No origination fee or prepayment penalty¹
Multiple repayment options

Loan Types

Smart Option Student Loan® for Undergraduate Students²

Pay for your bachelor’s, associate’s, or certificate expenses at a degree-granting school. Parents, if you would like to help your student by taking responsibility with a loan in your name, a Parent Loan³ option is available.

Graduate School Loans⁴

Four years of school left you hungry for more? Fund your MBA, medical school, dental school, and much more through Sallie Mae^®.

Let's do this

GOLD Scholarship

Just starting your college application process? Each year, we offer five Members a scholarship to help them pursue higher education. Read about our previous recipients and learn how you can apply for this coming academic year.

Program details

Borrow Responsibly

We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. You should evaluate all anticipated monthly loan payments, and expected future earnings, before considering a private student loan.

Learn which loan is right for you

¹ Although Sallie Mae does not charge you a penalty or fee if you prepay your loan, any prepayment will be applied as provided in your promissory note: first to unpaid fees and costs, then to unpaid interest, and then to current principal.

² Smart Option Student Loan: This information is for borrowers attending degree-granting institutions only. Smart Option Student Loan information is for undergraduate borrowers only. You must be attending a participating school located in the U.S. or have attended one during an eligible prior enrollment period. You must be a U.S. citizen or a permanent resident or a Non-U.S. citizen borrower with a creditworthy cosigner (who must be a U.S. citizen or permanent resident) and required U.S. Citizenship and Immigration Service (USCIS) documentation. U.S. citizens and permanent residents enrolled in eligible study abroad programs or who are attending or have attended schools located outside the U.S. are also eligible.

³ Parent Loan: This information is for borrowers with students attending degree-granting institutions only. The student is not eligible to be a borrower or cosigner and must be attending or have attended a participating school during an eligible prior enrollment period, or be enrolled in an eligible study abroad program. The borrower, cosigner and student must be U.S. citizens or permanent residents. The school may refund loan funds directly to the student, and if that occurs, borrower and cosigner (if applicable) would still be responsible for repaying that amount to Sallie Mae.

⁴ Graduate School Loans: For the Dental School Loan, Law School Loan, MBA Loan, and Medical School Loan, students must be enrolling in a graduate-level degree program in a field of study that is eligible for the loan and Graduate Certificate/Continuing Education coursework is not eligible.

These loans are made by Sallie Mae Bank or a lender partner. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply. GOLD Credit Union is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers. SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE. © 2018 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.