GOLDen Start Loan

Your Fresh Start is Possible

We’re here to help. Whether you don’t have any borrowing history or need to re-establish good history, the GOLDen Start Loan¹ can help you hit reset on your finances.

Our vision is to create opportunity for every member. No one is denied for the GOLDen Start Loan because of credit history. It’s designed so we can say, “Yes,” more and help you achieve your credit and borrowing goals.

It’s never too late to make a change. And with GOLD on your side, you’ve got a partner to lean on every step of the way.

Get Your Credit & Dreams on Track

How the GOLDen Start Loan¹ works:

Loan amounts up to $1,500
Terms as long as 24 months
18% fixed annual percentage rate
Automatic payments that keep you on track

Ready to make the GOLDen Start Loan work for you?

Submit your loan application.
We'll work with you to set up direct deposit and automatic loan payments.
With each passing month of on-time payments, your positive borrowing history grows and your credit history improves.

Apply Now

Take charge of your financial future:

Call 484-223-4216 or apply online. Select "GOLDen Start" as the loan purpose.

Apply Now

¹APR=Annual Percentage Rate. Credit union eligibility and membership are required prior to opening an account or loan. Term and loan amount vary based on credit review. Member and their accounts must be in good standing, with account open a minimum of 90 days and a minimum of 90 days employment history with member’s current employer to be eligible for loan. Exceptions may be made at the discretion of the credit union. Direct deposit and automatic loan payments of the minimum payment amount are required for loan. Existing GOLD loans cannot be refinanced as a GOLDen Start Loan. Maximum one (1) GOLDen Start Loan open at a time per member. Other fees, terms, and conditions may apply. See credit union for details.