There are apps and websites galore to browse real estate listings, but how do you actually get started when you’re serious about buying a home?
Step 1: Figure out Your Budget
Get a clear picture of your finances by looking at your budget to determine how much you can afford for a down payment and monthly mortgage payments. Our blog post and budgeting worksheet will help you figure out what’s comfortable for your wallet.
Step 2: Get Pre-Approved
Get your pre-approval before reaching out to realtors. This document shows agents and sellers that you're a serious buyer and gives you confidence in your budget and purchasing power. To start your pre-approval, you’ll complete an application online or over the phone. We’ll pull your credit, ask any necessary follow-up questions, and send out your conditional pre-approval letter to you.
Step 3: Start Shopping
Partner up with a real estate agent and start looking at houses. Keep your lender updated on any developments in your search so we can make sure your paperwork keeps pace. When you're ready to finalize an offer, we’ll lock in your terms and guide you through the closing process.
Ready for your pre-approval?
Give us a call at 484-223-4216 to get the paperwork rolling.