A personal loan makes it easy to afford the projects you have on the horizon. They're ideal for financing a single expense, large or small. For instance, many of our Members have used their loans to consolidate debt, pay off medical bills, or cover a hefty, unexpected auto repair. You'll receive one lump sum upon signing your loan and pay it back in fixed monthly payments.
Because expenses aren’t one-size-fits-all, our personal loans aren’t either. The GOLD Hardship Loan is designed for small expenses with ultra-low rates to match. The GOLD Personal Loan offers hefty purchasing power paired up with extended terms and highly competitive rates. Either way, you’ll get:
- Competitive interest rates
- Flexible terms
- No collateral2
- No prepayment penalties or fees
- Fast, easy online approval process
GOLD Hardship Loan
For a small expense or short-term financial hiccup, the GOLD Hardship Loan can get you back on track with loans up to $5,000, terms up to 24 months, and rates as low as 0.99%.
GOLD Personal Loan
Borrow up to $50,000 in a GOLD Personal Loan and stretch your term as long as 6 years with a highly competitive interest rate.