A loan that works for you
Sometimes the thing you need the most to keep moving forward is cash, pure and simple. Life doesn’t always go how you plan—emergency expenses, medical bills, home repairs, or large purchases can pop up unexpectedly. When your savings account comes up short, a personal loan can get you the cash you need.
Maybe you’ve been dealt more than your fair share of the unexpected and have found yourself with credit card debt and bills you don’t know how to climb out from. Our Lending team can help you figure out a plan to consolidate your debts and pay them off with your personal loan.
Everyone’s situation is a little different, and we have personal loan options to make sure you get the right fit. For a short-term financial hiccup, the GOLD Hardship Loan can get you back on track with loans up to $5,000, terms up to 24 months, and rates as low as 0.99%.
If you need more cash or a longer term, you can borrow up to $50,000 in a GOLD Personal Loan and stretch your term as long as 6 years with a highly competitive interest rate.
Rates effective 07/01/2020
|GOLD Hardship Loan (up to $5,000)|
|Terms||APR1 as low as|
|Up to 6 Months||0.99%|
|GOLD Personal Loan (up to $50,000)|
|Terms||APR1 as low as|
|Up to 24 Months||4.75%|
GOLD makes it easy to borrow
With a GOLD Personal Loan,1 we help you customize a loan that fits your needs. As an unsecured signature loan, it requires no collateral and offers maximum flexibility. You'll receive one lump sum and pay it back in fixed monthly or biweekly payments.
- Borrow up to a maximum of $50,000
- Competitive interest rates
- Flexible terms of up to 72 months
- No collateral2
- No prepayment penalties or fees
- Fast, easy online approval process
GOLD Share Secured Loan
Don't have the best credit score? Our Share Secured Loan is ideal for borrowers with damaged or no credit. You borrow against the balance of your existing GOLD Share Savings Account and receive a low-rate loan3 to be repaid in fixed monthly payments.
Even better? You continue to earn dividends on the full balance of your account.
Borrow with peace of mind
We love helping our Members achieve their goals — financial and otherwise — but we understand that life isn't always so cheery.
That's why GOLD Credit Union is here even when things go astray. Our Credit Insurance can help protect you against missed loan payments, should you face debilitating injury or illness. It's the best way to keep your family covered in times of crisis.
Compare your options
Prefer access to funds over time? A GOLD Personal Line of Credit (PLOC) may better accommodate your borrowing needs.
Call 484-223-4216 for a free quote or apply for your GOLD Personal Loan online.