A loan that works for you
You've got a bucket list a mile long, don't you? Maybe you're planning your dream wedding, planting a backyard garden, or consolidating your debt.
We're here to help you check off each of those to-dos with a GOLD Personal Loan. Get quick access to the cash you need without the hassle and hidden fees you'd face with other lenders.
GOLD makes it easy to borrow
With a GOLD Personal Loan1, we help you customize a loan that fits your needs. As an unsecured signature loan, it requires no collateral and offers maximum flexibility. You'll receive one lump sum and pay it back in fixed monthly or biweekly payments.
- Borrow up to a maximum of $50,000
- Competitive interest rates
- Flexible terms of up to 72 months
- No collateral
- No prepayment penalties or fees
- Fast, easy online approval process
View our current loan rates.
1Rates, term, and loan amount vary based on credit review. Not all applicants will qualify for approval. GOLD Credit Union has the discretion to require collateral as a condition for approval. Other fees, terms, and conditions may apply.
GOLD Share Secured Loan
Don't have the best credit score? Our Share Secured Loan is ideal for borrowers with damaged or no credit. You borrow against the balance of your existing GOLD Share Savings Account and receive a low-rate loan to be repaid in fixed monthly payments.
Even better? You continue to earn dividends on the full balance of your account.
Borrow with peace of mind
We love helping our Members achieve their goals — financial and otherwise — but we understand that life isn't always so cheery.
That's why GOLD Credit Union is here even when things go astray. Our Credit Insurance can help protect you against missed loan payments, should you face debilitating injury or illness. It's the best way to keep your family covered in times of crisis.
Compare your options
Prefer access to funds over time? A GOLD Personal Line of Credit (PLOC) may better accommodate your borrowing needs.