GOLD is built on the belief that together, we can do great things. When you go all in at GOLD by choosing us as the place to do your everyday spending and saving, you're putting your resources to work not just for yourself, but for the whole GOLD Membership family. As a not-for-profit credit union, one of the ways we funnel earnings and savings back to our most loyal Members is through GOLD Medal Checking2, the account designed for anyone who uses GOLD as their home base for banking.
In addition to all the great standard features and benefits of GOLD Standard Checking, GOLD Medal Checking Members earn these bonus perks:
- Significantly higher dividend earnings on your account balance than GOLD Savings or Standard Checking
- Free checks, always3
- Loan relationship pricing discount4
Relationship Pricing Discount on GOLD Loans4
Members with GOLD Medal Checking are eligible for lower rates on new loans with GOLD when automatic payments are enabled. Save 0.50% on the applicable annual percentage rate of new fixed rate Auto, Recreational Vehicle, and Personal Loans. Save 0.25% on the applicable annual percentage rate of a new Home Equity Loan.
How to Get GOLD Medal Checking
Not a Member yet? Complete your online Member application and be sure to select GOLD Medal Checking when picking products at account opening.
Already a Member, but no checking account? Give us a call at 484-223-4200 to open your GOLD Medal Checking.
Want to convert your standard checking to GOLD Medal? We're happy to make the upgrade for you! Your account number, debit card, and checks will all stay the same. Call the team at 484-223-4200 to get your GOLD Medal perks!
2 Credit union eligibility and Membership are required prior to opening an account. To maintain eligibility for a GOLD Medal Checking account, Members must have a minimum of $850 per month in deposits, $750 per month in withdrawals, and an active GOLD Debit or Credit Card. If the account does not meet these requirements for six consecutive monthly statement periods, the account will be converted to the GOLD Standard Checking account by the end of the seventh monthly statement period. Fees could reduce earnings; see fee schedule.3 GOLD Medal Checking account includes free personalized traditional checks. 4 GOLD Medal Checking account holders are eligible for a .25% discount of the applicable annual percentage rate on new fixed rate home equity loans and a .50% discount of the applicable annual percentage rate on new fixed rate auto, recreational vehicle, and personal loans. Discount is not retroactive to loans funded prior to opening GOLD Medal Checking. Direct deposit and automatic payments tied to the frequency of payroll must be set up for the new loan to be eligible. If automatic payments are disabled or Member no longer holds a GOLD Medal Checking account, loan rate discount will be removed effective at the time of the change in status. Monthly payments are calculated at the non-discounted rate. Not all applicants will qualify for loan approval. Other terms and conditions may apply. See credit union for details.