Current Deposit Rates

Rates Effective 01/01/2020

Scroll down and check-out our complete rate information in the tables below. If you have any questions, please don't hesitate to give us a call at 484-223-4200. We're always happy to walk you through our industry-leading products.

GOLD Checking Rate

Built with you in mind, our GOLD Checking account eliminates the hassle and the costs you find at other financial institutions. No monthly service charge or minimum balance.

Dividend APY1 Minimum Balance
0.20% 0.20% $0

 

GOLD Share Savings, Custom Club, and IRA Savings Rates

Create the kind of future you want by putting your savings to work for you and rest easy knowing your savings are federally insured.

Dividend APY1 Minimum Balance
0.20% 0.20% $5

GOLD Share Certificate Rates

Grow your money faster and at a guaranteed return with a GOLD Share Certificate.

Term Minimum Deposit Dividend Rate APY1
6 months $500 1.22% 1.23%
Backward Day 6 months $500 2.21% 2.23%
12 months $500 1.62% 1.63%
Backward Day 12 months $500 2.61% 2.64%
24 months $500 1.75% 1.76%
36 months $500 1.85% 1.87%
48 months $500 2.00% 2.02%
60 months $500 2.15% 2.17%

GOLD IRA Share Certificate Rates

GOLD offers both Traditional and ROTH IRA Share Certificate options to help you save toward retirement.

GOLD IRA Share Certificate Terms Minimum Deposit Dividend Rate  APY1
6 months $500 1.22% 1.23%
12 months $500 1.62% 1.63%
24 months $500 1.75% 1.76%
36 months $500 1.85% 1.87%
48 months $500 2.00% 2.02%
60 months $500 2.15% 2.17%

Deposit Rates Disclosures

1APY=Annual Percentage Yield. All rates are subject to change at any time without notice. Six (6) and twelve (12) month backward day rates are available on 1/31/20 only; limit of $25,000 per Member​. Minimum $500 opening and balance requirement for certificates. APY is based on the assumption that dividends will remain in the account until maturity and the minimum balance is maintained. After a Certificate is opened, you cannot make additional deposits into the account. A withdrawal request will reduce earnings and will result in Certificate closure. A penalty will be imposed if you withdraw funds before a Certificate maturity date. Fees may decrease earnings on deposit, see fee schedule for details. See Credit Union for additional terms and conditions.

Begin your future with GOLD CU today.

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