Join GOLD and Earn up to $400!1

Find financial freedom at GOLD.

Why break up with your bank and make the switch to GOLD? Banks are in the business of making a profit. GOLD is not for profit; we're for YOU. Your success is our mission. We're here to help you get where you want to go. With one financial partner serving both your spending and lending needs, you've got a clearer picture of your financial outlook than ever before, and a trusted advisor to help you plan the journey forward. Not to mention the convenience of having everything in one place.

With GOLD you've got a bank that has your back and answers your calls, a lender that watches out for your best interests and looks at more than just your credit score, and an expert in financial education that will help you find your way.

We're celebrating financial freedom with new Member bonuses.

Taking steps to achieve your financial goals is exciting. Earning $400 for switching to a financial partner on your side? That makes the whole thing sweeter. Join GOLD and open a GOLD Medal Checking between July 1 and August 31, 2021 and you'll be eligible to:

Get $50 when you open and maintain a GOLD Medal Checking account.2

Keep your account open and in good standing for 7 months.

Get $100 when you establish direct deposit to your account.3

Moving your direct deposit and automatic payments from old to GOLD is easy with our switch kit.

Get $100 when you use your GOLD Debit or Credit Card.4

Make 21 transactions per month on your debit card, credit card, or a combination of the two.

Get $150 when you open or transfer a new loan to GOLD.5

Take out a new loan or refinance a loan from a competitor at GOLD.
 

Open Your Account

Use promo code "FREEDOM21" on your application.

 
1 Credit union eligibility and Membership are required prior to opening an account or loan. Offer is limited to new Members of GOLD Credit Union who become a Member and open a GOLD Medal Checking account between 7/1/2021 and 8/31/2021. Eligible bonuses will be paid as a special dividend deposited to Member’s account. Any earned bonuses will be paid between 3/1/2022 and 7/30/2022. Offer can be canceled or withdrawn at any time without notice. See credit union for details. 2 Account must be opened between 7/1/2021 and 8/31/2021 and must remain open and in good standing, meeting account requirements, for 7 months (month 1 begins the first day of the month after account opening) to be eligible for bonus.  3 Minimum of 2 ACH direct deposits of payroll, pension, or social security per month. Must be established within 30 days of account opening and be ongoing for a minimum of 7 months (month 1 begins the first day of the month after account opening) to be eligible for bonus. 4 Minimum of 21 combined transactions per month on GOLD Debit or Credit Card for 7 months (month 1 begins the first day of the month after account opening). 5 Must be a new loan or refinanced competitor loan; existing GOLD loan refinances are excluded. Only GOLD Auto, RV, Personal, Home Equity, and Mortgage Loans are eligible for bonus. Credit cards and lines of credit are excluded. Bonus can be earned only once. Loan must be funded within 7 months of account opening (month 1 begins the first day of the month after account opening). Not all applicants will qualify for approval.

 

GOLD Medal Checking

GOLD is built on the belief that together, we can do great things. When you go all in at GOLD by choosing us as the place to do your everyday spending and saving, you're putting your resources to work not just for yourself, but for the whole GOLD Membership family. We funnel earnings and savings back to our most loyal Members through GOLD Medal Checking6, designed for anyone who uses GOLD as their home base for banking. In addition to all the great standard features and benefits of GOLD Standard Checking, GOLD Medal Checking Members earn these bonus benefits:

  • Higher dividend earnings on your account balance
  • ​Free checks, always7
  • Loyalty loan rate discount8

Discounted Loan Rates8

Members with GOLD Medal Checking are eligible for lower rates on new loans with GOLD when automatic payments are enabled. Save 0.50% on new fixed rate Auto, Recreational Vehicle, and Personal Loans. Save 0.25% on a new Home Equity Loan.  

6 Credit union eligibility and Membership are required prior to opening an account. To maintain eligibility for a GOLD Medal Checking account, Members must have a minimum of $850 per month in deposits, $750 per month in withdrawals, and an active GOLD Debit or Credit Card. If the account does not meet these requirements for six consecutive monthly statement periods, the account will be converted to the GOLD Standard Checking account by the end of the seventh monthly statement period. Fees could reduce earnings; see fee schedule.​ 7 GOLD Medal Checking account includes free personalized traditional checks. 8 GOLD Medal Checking account holders are eligible for a .25% discount of the annual percentage rate on new fixed rate home equity loans and a .50% discount of the annual percentage rate on new fixed rate auto, recreational vehicle, and personal loans. Discount is not retroactive to loans funded prior to opening GOLD Medal Checking. Automatic payments must be set up for the new loan to be eligible. If automatic payments are disabled or Member no longer holds a GOLD Medal Checking account, loan rate discount will be removed effective at the time of the change in status. Not all applicants will qualify for loan approval. Other terms and conditions may apply. See credit union for details.

 
father-son-scooter father-son-scooter

Make the Switch from Old to GOLD

Moving your direct deposit and automatic payments to your new account at GOLD will help you earn two of the four available bonuses (direct deposit and card usage). The best part is that with the power of ClickSWITCH9, making the change is easy! 

All our Members have the power of ClickSWITCH to automatically transfer recurring direct deposits and automatic payments from your old bank to your new GOLD Medal Checking account. You can even get the ball rolling on closing the old account through ClickSWITCH.

How does it work?

Just input your new and old account information (it's secured to the highest industry standards) and let the tool do all the heavy lifting. ClickSWITCH works with your billers and depositors to update your account information, all from one easy-to-use portal that keeps you in the loop on the status of your transactions.

We'll get you set up during your new account onboarding and you'll be ready to say, "Bank, bye!" to your old bank in minutes.

ClickSWITCH is a personal finance management service that allows you to move your automatic transactions from accounts at existing financial institutions to your accounts at GOLD Credit Union, or set up new automatic transactions (including online payments, automated payments and direct deposits) at GOLD Credit Union. Neither ClickSWITCH nor GOLD Credit Union can guarantee that unauthorized third parties will never be able to defeat our security measures. You acknowledge that you provide your information at your own risk. You agree and understand that you are responsible for maintaining the confidentiality of your ClickSWITCH password which, together with your login ID allows you to access the Service. That login ID and password, together with your email address and any mobile number or other contact information you provide will form your “Registration Information.” It is your responsibility to update or change your Registration Information, as appropriate. See Credit Union for details.

 

Debit & Credit Cards

GOLD Debit Card

Your GOLD Debit Card gives you hassle-free, super secure access to your GOLD Medal Checking account.

  • Withdraw funds, check your balance, or transfer funds at any of over 55,000 surcharge-free ATMs worldwide
  • ATM fees when using another bank's ATM? We don't do that! 
  • Accepted worldwide, wherever the VISA® logo is displayed

GOLD Credit Card

Combine major spending power with our low rates for all of the convenience of swiping on the go.

  • No fees for cash advances or balance transfers, and both enjoy the same interest rate as purchases
  • No annual fee
  • Low interest rates
  • Accepted worldwide, wherever the VISA® logo is displayed
Credit Card Rates & Details
yellow-car-on-street yellow-car-on-street

We're Loan Pros

You're gonna love everything at GOLD, but loans are kind of our specialty. Lending is so different at GOLD. For starters, you'll find lower rates here, translating to savings for you. Even more importantly, you'll find lenders that treat every single person with respect and care. You are so much more than a credit score here. We look at your whole financial picture when making loan decisions.

Move a Loan to GOLD

Ready to earn the loan bonus and get a better rate while you're at it?10 Take a look at the loans you've already got and compare them to GOLD's rates to see where you can save. Our vehicle loans and mortgages are popular refinancing choices for many of our Members. We can help you finance:

Not sure where to start? Give our lending team a call to discuss your current loans and goals to see where we can help. Reach the team at 484-223-4216 Monday through Friday, 8:30 AM to 5:00 PM.

10 To earn bonus, must be a new loan or refinanced competitor loan; existing GOLD loan refinances are excluded. Only GOLD Auto, RV, Personal, Home Equity, and Mortgage Loans are eligible for bonus. Credit cards and lines of credit are excluded from bonus. Bonus can be earned only once. Loan must be funded by 2/28/2022 to earn bonus. Not all applicants will qualify for approval. Rates will vary based on credit review. For variable rate products, after approval your rate is subject to change at any time without notice. Rates will vary with the market based on Prime Rate plus qualifying margin. Other fees, terms and conditions may apply for each product listed. See credit union for details.

 
Loan Rates

Declare Your Freedom!

Join GOLD and open your GOLD Medal Checking account by July 31, 2021 to start earning! Open your account online anytime or give us a call for a personal account opening experience during business hours: 484-223-4256.

Use promo code "FREEDOM21" on your application.

Join GOLD Now
1 Credit union eligibility and Membership are required prior to opening an account or loan. Offer is limited to new Members of GOLD Credit Union who become a Member and open a GOLD Medal Checking account between 7/1/2021 and 8/31/2021. Eligible bonuses will be paid as a special dividend deposited to Member’s account. Any earned bonuses will be paid between 3/1/2022 and 7/30/2022. Offer can be canceled or withdrawn at any time without notice. See credit union for details. 2 Account must be opened between 7/1/2021 and 8/31/2021 and must remain open and in good standing, meeting account requirements, for 7 months (month 1 begins the first day of the month after account opening) to be eligible for bonus.  3 Minimum of 2 ACH direct deposits of payroll, pension, or social security per month. Must be established within 30 days of account opening and be ongoing for a minimum of 7 months (month 1 begins the first day of the month after account opening) to be eligible for bonus. 4 Minimum of 21 combined transactions per month on GOLD Debit or Credit Card for 7 months (month 1 begins the first day of the month after account opening). 5 Must be a new loan or refinanced competitor loan; existing GOLD loan refinances are excluded. Only GOLD Auto, RV, Personal, Home Equity, and Mortgage Loans are eligible for bonus. Credit cards and lines of credit are excluded. Bonus can be earned only once. Loan must be funded within 7 months of account opening (month 1 begins the first day of the month after account opening). Not all applicants will qualify for approval. 6 Credit union eligibility and Membership are required prior to opening an account. To maintain eligibility for a GOLD Medal Checking account, Members must have a minimum of $850 per month in deposits, $750 per month in withdrawals, and an active GOLD Debit or Credit Card. If the account does not meet these requirements for six consecutive monthly statement periods, the account will be converted to the GOLD Standard Checking account by the end of the seventh monthly statement period. Fees could reduce earnings; see fee schedule.​ 7 GOLD Medal Checking account includes free personalized traditional checks. 8 GOLD Medal Checking account holders are eligible for a .25% discount of the annual percentage rate on new fixed rate home equity loans and a .50% discount of the annual percentage rate on new fixed rate auto, recreational vehicle, and personal loans. Discount is not retroactive to loans funded prior to opening GOLD Medal Checking. Automatic payments must be set up for the new loan to be eligible. If automatic payments are disabled or Member no longer holds a GOLD Medal Checking account, loan rate discount will be removed effective at the time of the change in status. Not all applicants will qualify for loan approval. Other terms and conditions may apply. See credit union for details. ClickSWITCH is a personal finance management service that allows you to move your automatic transactions from accounts at existing financial institutions to your accounts at GOLD Credit Union, or set up new automatic transactions (including online payments, automated payments and direct deposits) at GOLD Credit Union. Neither ClickSWITCH nor GOLD Credit Union can guarantee that unauthorized third parties will never be able to defeat our security measures. You acknowledge that you provide your information at your own risk. You agree and understand that you are responsible for maintaining the confidentiality of your ClickSWITCH password which, together with your login ID allows you to access the Service. That login ID and password, together with your email address and any mobile number or other contact information you provide will form your “Registration Information.” It is your responsibility to update or change your Registration Information, as appropriate. See Credit Union for details. 10 To earn bonus, must be a new loan or refinanced competitor loan; existing GOLD loan refinances are excluded. Only GOLD Auto, RV, Personal, Home Equity, and Mortgage Loans are eligible for bonus. Credit cards and lines of credit are excluded from bonus. Bonus can be earned only once. Loan must be funded by 2/28/2022 to earn bonus. Not all applicants will qualify for approval. Rates will vary based on credit review. For variable rate products, after approval your rate is subject to change at any time without notice. Rates will vary with the market based on Prime Rate plus qualifying margin. Other fees, terms and conditions may apply for each product listed. See credit union for details.

You are now leaving GOLD Credit Union's website. This site is provided with the sole intent of providing helpful and convenient information for our members. We recommend that you consult the privacy disclosure on all websites before continuing. GOLD Credit Union is not responsible for any content on any other website, and does not represent either the third party or you, the member, if you enter into a transaction.

Continue        No, Go Back