Every GOLD Member Starts Here

Your $5 minimum deposit represents your share in ownership of the Credit Union. Yes, that’s all it takes to begin building a smart savings strategy!

With GOLD, you can get ahead—not just get by. Got a big purchase in mind? Want a worry-free retirement? Create the kind of future you want by putting your savings to work for you.

Why choose a GOLD Share Savings account?

  • You establish your GOLD Membership.
  • Easily transfer funds between accounts.
  • Grow your savings with high dividends.
  • Your savings are federally insured.
Enroll Now

 

Save Securely 

Rates are effective as of 09/01/2020

What does it look like to have the full support of your financial institution? For starters, you’ll see your money grow at a competitive rate and rest easy knowing your savings are federally insured.

GOLD Personal Share Savings
Dividend APY1 Minimum Balance
0.10% 0.10% $5


 

The National Credit Union Administration (NCUA), a U.S. government agency, insures your savings up to $250,000.

For information how the NCUA can help you protect your money, see its Insurance Estimator.

Please refer to our fee schedule for full details of costs and charges.

1 APY=Annual Percentage Yield. Rates are subject to change at any time without notice. Minimum $5.00 opening and balance requirement. See Credit Union for additional terms and conditions.

Free Checking Accounts

It’s time to ditch the high checking fees and service charges you find at other financial institutions. Learn more about our free GOLD Checking accounts — that also pay interest!

Save For What Matters To You

Whether you're saving up for your happily ever after, dream vacation, the holidays, or something one-of-a-kind, we've got club accounts that are designed to help you reach your goal faster. 
 
Combining your emergency fund, general savings, and money for those future purchases into a single savings account is confusing. Open personalized club accounts instead; you can have as many as you need! With the money separate, you'll be able to easily measure your progress against individual savings goals. Set up automatic transfers for payday, then sit back and watch your savings grow.  
 
Your GOLD Club Account1 is designed for you: 

  • No minimum or opening balance
  • No service charges, fees, or withdrawal penalties2
  • Use as overdraft protection
  • Earn money through dividends
  • Open multiple club accounts within the same Membership

Open your first club account through account services in GOLD Online Banking, or give us a call for personal assistance: 484-223-4200.

fruitfamily-desktop fruitfamily-desktop

 

Holiday Club Account

A holiday club accounts helps you save for the holidays all year long. By the time your account matures on September 30 of each year, your holidays will be fully funded and you can close out the year stress-free.

Vacation Club Account

What's your dream vacation? Tropical beaches and magical sunsets? A cozy cabin nestled among snow-covered mountains? Your dream vacation is within reach with the saving power of a GOLD Vacation Club Account. Decide on your goal, set up automatic transfers, and save throughout the year. Before you know it, you'll be ready to book your dream vacation.

Custom Club Account

The GOLD Vacation and Holiday Club Accounts have the goal in the name. What if you're saving for something else? The GOLD Custom Club Account can be whatever you want it to be. Are you saving up for a down payment to buy your first house? Planning an upgrade to a bigger vehicle? Preparing to say, "I do," in your dream wedding? The Custom Club Account will help you get there.
 

Swoosh for Make Your Money Work Harder Mobile Swoosh for Make Your Money Work Harder gettyimages-698807946

Make Your Money Work Harder

Whether you’re looking for a low-risk investment option or just somewhere to set aside funds for a special purchase, GOLD will help you choose an account that best fits your lifestyle and reaches your goals.

IRA: Supplement your 401(k) with an IRA. You’re not just saving for retirement — you’re growing your savings.

Share Certificates: Grow your investments with a high-yielding share certificate account (known as CDs in the banking world). With terms from 6 months to 5 years, our certificates help you turn time into money.

Youth Accounts: We’ve designed our youth accounts to help our youngest Members learn about smart money management and establish a strong financial footing.

 

Get started with your GOLD Share Savings account.

Already a Member? Sign into GOLD Online Banking.

open savings account now

You are now leaving GOLD Credit Union's website. This site is provided with the sole intent of providing helpful and convenient information for our members. We recommend that you consult the privacy disclosure on all websites before continuing. GOLD Credit Union is not responsible for any content on any other website, and does not represent either the third party or you, the member, if you enter into a transaction.

Continue        No, Go Back