Get $50 When You Switch to GOLD1

See how banking changes when people are the focus, not profit.

Banks are businesses driven by profit. GOLD is totally different. We're driven by our heart for people and a mission to help everyone achieve their vision of financial success. That difference is everything. When you make our credit union your banking home, you'll find:

  • People that listen & care. We answer your phone calls (not robots), give you the time you need, listen intently, and offer advice that has your best interest in mind. 
  • Accounts designed for you. You won't find tricky hidden fees or gotchas at GOLD. As a credit union, you the Members own GOLD. We're here to help you grow your wealth, not to siphon it from you.
  • Lending with heart. You won't find cold, uncaring loan officers here. We know you are so much more than your credit score. We look at your whole financial picture to help get you approved for the loan you need, and offer personal advice to achieve your goals. 

Use promo code WELCOME50 when you open your account online.

Don't just take our word for it. Listen to what our Members have to say:

GOLD Member, Maria: "I am so happy I made the switch to GOLD. The GOLD staff go above and beyond to help you and provide you with valuable information. I needed a budgeting sheet and I got one. We also reviewed my credit history and discussed things that needed attention and or corrections. GOLD also sent me an insightful book, Money Rules The Simple Path to Lifelong Security, which provides ideas and tips on how to manage your money. They are not at all like a regular bank. When you bank with GOLD you are treated like family. They care and look out for you. I highly recommend switching to GOLD!"

GOLD Member, Allen: "If I could give GOLD CU more than five stars, I would. Every person I worked with at GOLD was genuinely helpful, friendly, and caring. Not only did they secure my auto loan for the lowest rate I've seen, they went beyond that and offered me extremely sound financial advice. After dealing with so many impersonal banks and dealerships, it was almost a shock to encounter actual humans, who made a point to be both caring and accessible. Thank you to everyone there—especially Cindy Sears, my loan agent. She was fantastic!"

Get GOLD on your side. Become a Member today and get a $50 account-opening bonus1 when you enter promo code WELCOME50 on the first page of the application.

Join GOLD Now

GOLD Medal Checking

GOLD is built on the belief that together, we can do great things. When you go all in at GOLD by choosing us as the place to do your everyday spending and saving, you're putting your resources to work not just for yourself, but for the whole GOLD Membership family. We funnel earnings and savings back to our most loyal Members through GOLD Medal Checking2, designed for anyone who uses GOLD as their home base for banking. In addition to all the great standard features and benefits of GOLD Standard Checking, GOLD Medal Checking Members earn these bonus benefits:

  • Higher dividend earnings on your account balance
  • ​Free checks, always3
  • Loan relationship pricing discount4

 

Relationship Pricing Discount on GOLD Loans4

Members with GOLD Medal Checking are eligible for lower rates on new loans with GOLD when automatic payments are enabled. Save 0.50% on the applicable annual percentage rate of new fixed rate Auto, Recreational Vehicle, and Personal Loans. Save 0.25% on the applicable annual percentage rate of a new Home Equity Loan. 


 
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We're Loan Pros

You're gonna love everything at GOLD, but loans are kind of our specialty. Lending is so different at GOLD. For starters, you'll find lower rates here, translating to savings for you. Even more importantly, you'll find lenders that treat every single person with respect and care. You are so much more than a credit score here. We look at your whole financial picture when making loan decisions.

Move a Loan to GOLD

Take a look at the loans you've already got and compare them to GOLD's rates to see where you can save. Our vehicle loans and mortgages are popular refinancing choices for many of our Members. We can help you finance:

Not sure where to start? Give our lending team a call to discuss your current loans and goals to see where we can help. Reach the team at 484-223-4216 Monday through Friday, 8:30 AM to 5:00 PM.


 
Loan Rates

Do you want GOLD on your side?

We're here for you. Come on in. Be sure to use promo code WELCOME50 on the last page of your application.

Join Online
1 Credit union eligibility and Membership are required prior to opening an account or loan. Offer is limited to new Members of GOLD Credit Union who enter promo code “WELCOME50” on their application. $50 bonus will be paid as a special dividend deposited to the Member’s account after account has been verified. Cash or non-cash bonuses in excess of $10 are subject to IRS reporting on form 1099-INT. Other terms and conditions may apply. Offer can be canceled or withdrawn at any time. See credit union for details. 2 Credit union eligibility and Membership are required prior to opening an account. To maintain eligibility for a GOLD Medal Checking account, Members must have a minimum of $850 per month in deposits, $750 per month in withdrawals, and an active GOLD Debit or Credit Card. If the account does not meet these requirements for six consecutive monthly statement periods, the account will be converted to the GOLD Standard Checking account by the end of the seventh monthly statement period. Fees could reduce earnings; see fee schedule.​ 3 GOLD Medal Checking account includes free personalized traditional checks. 4 GOLD Medal Checking account holders are eligible for a .25% discount of the applicable annual percentage rate on new fixed rate home equity loans and a .50% discount of the applicable annual percentage rate on new fixed rate auto, recreational vehicle, and personal loans. Discount is not retroactive to loans funded prior to opening GOLD Medal Checking. Direct deposit and automatic payments tied to the frequency of payroll must be set up for the new loan to be eligible. If automatic payments are disabled or Member no longer holds a GOLD Medal Checking account, loan rate discount will be removed effective at the time of the change in status. Monthly payments are calculated at the non-discounted rate. Not all applicants will qualify for loan approval. Other terms and conditions may apply. See credit union for details. Not all applicants will qualify for approval. Rates will vary based on credit review. For variable rate products, after approval your rate is subject to change at any time without notice. Rates will vary with the market based on Prime Rate plus qualifying margin. Other fees, terms and conditions may apply for each product listed. See credit union for details.

You are now leaving GOLD Credit Union's website. This site is provided with the sole intent of providing helpful and convenient information for our members. We recommend that you consult the privacy disclosure on all websites before continuing. GOLD Credit Union is not responsible for any content on any other website, and does not represent either the third party or you, the member, if you enter into a transaction.

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